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Welcome to O1ne Mortgage: Your Trusted Partner for Mortgage Needs

At O1ne Mortgage, we understand the importance of making informed financial decisions. That’s why we’re here to assist you with all your mortgage-related needs. Call us today at 213-732-3074 to speak with one of our experts.

How Does Experian Smart Money Work?

Experian Smart Money™ Digital Checking Account & Debit Card is designed to help you build credit without incurring additional debt. By linking your account to Experian Boost®, it scans your transaction history for eligible bill payments. These payments can potentially boost your FICO® Score after three months of consistent payments.

Is Experian Smart Money Legit?

Yes, Experian Smart Money is a legitimate service created by Experian, a trusted name in credit reporting. Although Experian is not a bank, the Smart Money accounts are held at Community Federal Savings Bank (CFSB), ensuring your deposits are insured up to $250,000 per depositor.

How Much Does Experian Smart Money Cost?

Opening an Experian Smart Money Digital Checking Account is free, but you must be an Experian member. There are no monthly fees, no minimum deposit requirements, and you can access over 55,000 fee-free ATMs worldwide.

Experian Smart Money Account Features

Experian Smart Money offers several features to help you manage your finances:

• Instant Access to Virtual Debit Card: Get immediate access to your virtual debit card upon signing up. You can also request a physical card once you have funds in your account.
• Early Direct Deposits: Receive your paycheck up to two days early when you set up direct deposit.
• No Junk Fees: Enjoy no monthly maintenance fees and access to over 55,000 fee-free ATMs.
• No Minimum Deposit: Open your account without any minimum deposit requirements.

As an Experian member, you’ll also benefit from free credit monitoring, helping you stay updated on your credit report and FICO® Score. Your Experian account dashboard provides a clear view of your cash flow, aiding in financial stability over time.

Helping You on Your Financial Journey

Managing your finances can be complex, but Experian Smart Money simplifies the process. By switching your monthly payments for bills, rent, or subscriptions to your new debit card, you can start building credit. The Experian Smart Money Digital Checking Account and Debit Card offer linked credit-building and financial advantages to help you achieve your financial goals.

For any mortgage-related inquiries, don’t hesitate to contact O1ne Mortgage at 213-732-3074. We’re here to help you navigate your financial journey with confidence.

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